About Me

   My name is Eddie Francis and I once used to have terrible credit. Having terrible credit really sucks and can be very overwhelming. You don't realize how many things in life bad credit will affect. Below are just a few examples of what bad might get you.



House with bad credit



What you probably want instead

 

Above is typical when trying to buy a house or rent an apartment, with bad credit you either get stuck with the house that you really didn't want or cough up the really high interest that you'll have to pay obtaining the house. Same goes with renting an apartment, you'll either get turned down or end up in a not so good neighborhood.

Bad credit car

 

What you probably want instead

   Housing and vehicle purchase are probably going to be some of your major purchases in your life. Add credit cards into the mix and with the high interest and extra fees that you'll have to pay having bad credit, you can only imagine how that alone could make life miserable.

 

   Having experienced all the above is why I came up with the idea of creating this blog. I wanted to take everything that I went through and share what I did to improve my credit score. Hopefully my knowlege will help a few others out there. Good luck to all and please share your stories with me in the future and let me know what steps you went through to improve your credit score. Share any new ideas or secrets that you have discovered and used. I would be glad to know what else I can do to improve my credit score as my is still a working progress.